Do you work with only high net worth clients?
I work with all income levels, but not all the tools I have access to are available to everyone. The higher the income, the more options. The aim is to raise the net worth of each person so they can take full advantage of what the market has to offer.
Do I have to give up my morning cups of coffee?
The best answer I can give is, "maybe”. I look at where you’re bleeding money (areas to save that don’t affect your lifestyle). Then focus on replacing bad money habits with good ones. This may mean cutting out coffee but if that’s too traumatic for you then we’ll look at making small (or big) changes in other areas. For example, I helped one family add $200 to their monthly cash flow because they didn't realize they were spending more than that in fast food and junk food every month.
How are you different than budgeting courses?
Budgeting courses cover great principles and are highly recommended; but unless they’re properly set up, they can feel more like a financial diet; not that all diets are bad, but they’re harder to maintain over the long term. I teach healthy habits and tailor-make your budget AFTER I’ve gone through everything to see where we can free up some cash flow.
Do you help with investing?
Yes, and I have access to professional money managers who do the real heavy lifting.
I have a financial advisor. Is there a reason I should sit down with you?
Absolutely. I know many phenomenal financial advisors who offer great advice and guidance, but I don’t know any who go through your finances to streamline your cash flow, especially at no charge. Plus, it never hurts to get a second opinion.
Why WFG?
While shopping for term life insurance for my family, I encountered two companies who sold identical policies but company B’s prices were 3x the amount of company A’s. Needless to say, I went with company A which happened to be WFG. I love that they're a distribution company, meaning there's no conflict to sell their own products because they don't have any. Being licensed through them gives me access to thousands of financial products I wouldn't have otherwise.
How can you do personal financial plans for people at no charge?
Win - I get paid by the product provider so I can support my family and focus full-time on helping more people.
Win - The product provider earns money through the sale of their products.
Win - The client gets a personalized plan and ongoing support.
How do you get paid?
In WFG, agents can be paid in 4 ways.
1) Personal Production: working directly with clients and putting plans in place that work for them.
2) Recurring Income: earn trails and renewals as you care for those clients on an ongoing basis.
3) Overrides: develop the skills to build your own agency and open your own office.
4) Bonuses: profit sharing and other bonuses.
How much do you get paid per client?
Every client's needs are different so every paycheck is different. Each client equates to about 6 hours of work and $1000 commission. Some plans offer way more, some offer way less.
Are you hiring?
I recruit and train entrepreneurial individuals but I am not an employer. If you have integrity, a good work ethic, and a willingness to learn, I'll invite you to an interview. For those who qualify, I offer the opportunity to work with me and other incredible leaders in an apprenticeship-style program.
If you have any questions, please contact me via email or Messenger or click the link on the Home page to schedule a free Consultation.
re: Financial Coaching & Services
FREQUENTLY ASKED QUESTION$
We just went through this with one of our kids. What sets you apart from the school guidance counselor?
Great question! When I took those courses and career tests in school, my ideal career was a funeral director...no thanks. Most guidance counselors don't envision a future for students that stretches beyond the box. I fully support these programs and even volunteered at a career center for a time but what I offer is tailored-made and comes from the mindset of an entrepreneur.
Why did you quit being a paramedic?
For as long as I could remember, I wanted to be a hero. Paramedicine became my passion. During my training program, I had amazing experiences, but I also saw the ugly face of politics and couldn't accept the unfairness of certain situations. I still have that same disdain for unfairness and work hard to set things right as much as I can.
If you have any questions, please contact me via email or Messenger or click the link on the Home page to schedule a free Consultation.